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Proxy

What You’ll LearnThis page covers:
  • What Proxy does and why it exists
  • Key concepts: Organizations, Users, Agents, Cards
  • Funding speed and deposit methods
  • Core features and capabilities
Time to read: 5 minutes
AI agents are becoming increasingly autonomous—running for hours, making decisions unsupervised, transacting with multiple vendors. Handing them your credit card is like giving your card to someone and leaving. You’d be checking your phone nervously the whole time. Agents need their own spending power. Proxy issues virtual cards that agents own, funded by deposits you control, with hard spending limits that can’t be exceeded. Your agent says “I have $500 to spend” — not “Can I borrow your card?”

How It Works

1

Create an Organization

Sign up and create your organization to get API keys.
2

Onboard Users

Add users who will fund card spending (KYC required).
3

Create Agents

Register agent identities that will use the cards.
4

Issue Cards

Issue virtual cards for your agents with spending controls.

Key Concepts

Who is a “User”? A User is the person or entity whose money funds the cards. This could be:
  • Your company — if you’re building AI agents that spend company funds
  • Your customers — if you’re building a platform where end-users fund their own AI agents
Every User must complete KYC verification before depositing funds.
ConceptDescription
OrganizationYour company account that holds API keys
UserA KYC-verified individual or entity who deposits funds
AgentA logical identity (your AI, bot, or workflow) that spends
CardA virtual card issued to an agent

Architecture

Organization (your company, holds API keys)
    └── User (funding source, completes KYC, deposits funds)
          └── Agent (your AI agent or workflow)
                └── Cards (single-use or multi-use)
Common setups:
ScenarioUsersAgents
Your company funds all AI spending1 User (your company)Multiple agents per workflow
Your customers fund their own AI1 User per customerAgents act on each customer’s behalf
  • Users are the funding source — they complete KYC and deposit funds
  • Agents are the spenders — your AI code that uses the cards
  • One User can have multiple Agents
  • One Agent can have multiple Cards

Funding Speed

How fast can I fund? Crypto deposits (USDC/USDT) credit within minutes. ACH and wire transfers also supported.
StageTiming
Deposit confirmed on-chain~30 seconds (L2s)
Balance credited2-5 minutes
Ready to spendImmediately

Features

Issue virtual cards instantly for AI agents. Single-use cards auto-close after one transaction. Multi-use cards support velocity limits for recurring use.
Multi-use cards support per-transaction, daily, and monthly spending limits. Combined with risk engine merchant drift detection, you get comprehensive safety controls.
Set per-transaction, daily, and monthly limits. Auto-freeze on limit exceeded. Time-based controls restrict when cards can be used.
Before accessing card credentials, agents must attest what they intend to do. Transactions are automatically correlated with attestations for full audit trails. Detect anomalies when transactions don’t match declared intent.
Get notified of transactions, card events, KYC status changes, and more via webhooks.

Next Steps